Cricket Club Insurance

Marsh’s exclusive CricketMaster insurance provides comprehensive cover for UK cricket clubs.

Get a quote 03334145262

Cricket Club Insurance

As a specialist broker with a long history of working with sports clubs around the country, we understand the risks faced by sports clubs in general, and those specific to cricket clubs, making us a perfect all-rounder to look after protection for your club.

Our experienced team of insurance experts understands that each cricket club has its own individual set of challenges. We consider your unique requirements before putting together the insurance cover that’s appropriate for you and your club. What’s more, should the worse happen, you will have peace of mind knowing we will be your claims advocate to help ensure your club gets back on track.

Our CricketMaster Solution Includes Cover for:**

  • Buildings – including timber pavilions.

  • Contents – furniture, cups and trophies, and contents in the open. 

  • Equipment – sightscreens, bowling machines, and scoreboards, 

  • Stock.

  • Money.

  • Employers liability.

  • Public liability.

  • Loss of licence.

  • Business interruption.

Optional Extensions Available**

  • Personal accident.

  • Legal expenses.

  • Engineering insurance to cover sudden and unforeseen damage.

  • Engineering inspection.

Bowled Over Cricket Competition

As a cricket club manager or club secretary, you no doubt have many responsibilities – all of which are likely to pull on your time. Let us help make the process of obtaining your cricket club insurance as straightforward as possible.

Speak with one of our insurance experts to find out more about our specialist cricket club insurance and see how we can help.

The Importance of Business Insurance for Cricket Clubs

Today, it’s vital for cricket clubs to be fully insured against a wide range of potential risks and liabilities to their members, employees, helpers, players, directors and club officials, and the general public.

The needs of each club can differ greatly, as does their size – ranging from the smallest local village team to first-class county cricket clubs. The basic cover that clubs typically need includes:

  • Damage to clubhouses, outbuildings, changing rooms, pitches, scoreboards, squares, and stands.
  • Accidents to players, members, and the general public.
  • Public liability cover – as part of England and Wales Cricket Board’s (ECB) Clubmark accreditation clubs are required to hold £5 million public liability.

In addition, many clubs rely on income from events such as birthday parties and fireworks displays, for which there will be an associated risk, therefore it is important to ensure this is covered. And should the worse happen and your clubhouse or cricket ground be closed for a period of time, it’s worth considering cover for loss of licence and business interruption.

At Marsh, our CricketMaster insurance provides cover as standard for these specialist risks. In addition, you can add optional extras for things such as increased public liability cover up to £10 million, personal accident cover, legal expenses, and engineering cover for sudden, unforeseen incidents.

Get a quote 03334145262

The Cricket Club Industry

Cricket is one of the UK’s national sports, and England is the motherland of this popular game. As a spectator sport, it may be less popular than football or rugby, but in 2015, more than 2.3 million spectators attended cricket matches in the UK, the highest figures since the establishment of the England and Wales Cricket Board in 1997. A figure undoubtedly helped by England winning the 2015 Ashes series. And this figure doesn’t include matches at grassroots level where cricket clubs are thriving, especially during the summer months.

There is a lot of hard work involved in running a cricket club, so ensuring you have adequate insurance cover in place is one less thing to worry about.

To find out more about Marsh’s specialist CricketMaster insurance, or to see whether we could improve your cover, service or premium, contact Marsh and have a chat with our friendly team of experts today.

Source: http://www.ecb.co.uk/news/articles/23m-attend-cricket-2015

 

Terms and Conditions

*Full terms and conditions for the BusinessInsuranceFor.com "Bowled Over" amateur cricket club award can be found on www.businessinsurancefor.com/bowled-over

**As with all insurance policies, terms and conditions apply. Contact us for full details.

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Related FAQs

See all FAQs

CRICKET - TO WHAT EXTENT ARE OUR MEMBERS COVERED UNDER THE POLICY?

Unlike some policies available on the market, this policy provides participant-to-participant cover for all cricketers including any member, player, participant or official. This means that if someone is injured or hurt during the course of a game, the club will be covered subject to meeting the terms and conditions of the policy.

CRICKET - TO WHAT EXTENT IS OUR CLUB COVERED IN RELATION TO DAMAGE TO A THIRD PARTY'S PROPERTY?

The policy extends to include damage to third party property under the public liability section. Therefore, the club will be covered for incidents such as a cricket ball breaking a window of neighbouring properties to the cricket club. This cover applies to damage caused by members, officers, employees or guests of the club.

CRICKET - WHAT COVER IS AVAILABLE FOR PROPERTY SUCH AS SIGHTSCREENS, SCOREBOARDS, AND NETS?

This policy automatically includes cover, up to a limit of £2,500, for sightscreens, playing surfaces, cricket pitch covers, bowling machines, nets, poles, electronic and portable scoreboards under the “machinery, plant and all other content” section.

CRICKET - ARE PLAYERS' PERSONAL POSSESSIONS COVER INCLUDED?

Cover for players’ personal possessions is included in this insurance policy both as a member of the club and whilst away representing the club, subject to the cover limits set out in the policy. However, protection for jewellery, watches, and money is excluded. This is a standard exclusion under commercial insurance packaged policies, as it is normal business practice for each player to insure their valuables under their home insurance policies.

CRICKET - DO YOU COVER CLUBHOUSES CONSTRUCTED OF TIMBER?

At Marsh, we understand the market and that many cricket clubhouses are considered to be “nonstandard” construction. Our underwriter, ProSight, is able to underwrite such risks and it rates such construction accordingly in line with the risk(s) they pose. Every club is looked at on a risk-by-risk basis, so favourable terms may be available to clubs that are aligned with good risk management – such as having appropriate fire protection if their clubhouse is constructed of timber.

CRICKET - DO YOU REQUIRE ANY QUOTE FORMS TO BE COMPLETED BEFORE COVER CAN COMMENCE?

As a responsible scheme provider, it is important that we have all the relevant information about the club and the risks it faces. This is to protect the interest of both the insurer and the club itself. Therefore, a proposal form must be completed within 30 days of cover commencing. If you need assistance in completing the form, then we will be happy to help with your queries.

CRICKET - WHY HAVE YOU SELECTED PROSIGHT AS THE INSURER FOR THIS PRODUCT?

When selecting an insurer to work with, we conduct a market exercise to assess which insurer can best meet the demands and needs of a club whilst aiming to ensure cover is at a competitive and reasonable cost. ProSight is a specialist Lloyd’s Syndicate and has a wealth of expertise and experience in the sports and leisure insurance sector. We have worked together to develop a tailored sports insurance product for cricket clubs, and we are confident in Prosight’s flexible and open approach to underwriting such risks.

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