Retail Insurance

With many years’ experience in supporting retail outlets, we understand that running a successful business takes a lot of time and dedication.

At Marsh, we offer flexible, tailor-made, comprehensive insurance solutions to a wide range of retail outlets across the UK, in conjunction with our specialist division SME Insurance (SMEi).

Established in 2002, SMEi provides commercial insurance to over 25,000 small and medium-sized businesses throughout the country.

With many years’ experience in supporting retail outlets, we understand that running a successful business takes a lot of time and dedication, and that as your business grows and develops, your risks inevitably become more complex.

Thankfully, arranging business insurance for your retail outlet doesn’t have to be complicated. Whether you run an independent shop, multi-location high street stores, or large retail park unit, we can put together a solution that fits your needs and has the flexibility to develop as your business grows.

To find out more about our specialist retail insurance solutions, please see our individual products pages:

Our commitment to you doesn’t end when your cover has been arranged. We’re as dedicated to you, as you are to your business. Our experienced team of insurance experts are available to answer queries or issues you may have. We also provide guidelines on how to manage and minimise risk, and our in-house claims team are there to support you in the event of a claim, should the unforeseen happen.


What’s Included in a Retail Insurance Policy?

Our retail insurance policies typically include the following cover features: 

  • Public and products liability.
  • Employers liability.
  • Business interruption.
  • Buildings cover
  • Protection of stock.

There are also a number of optional extras we can add if required to ensure you have the right level of protection you need, tailored especially for you.

To find out more about retail insurance solutions, please see the relevant products pages above, or contact us for a chat with a member of our team.


Business Insurance for Retail Outlets

Whatever your type of business, you need a retail insurance policy that adequately covers potential risks that you may face.

Your store needs enough products in stock to meet customer demand, so you will typically require cover for fire, flood, accidental damage, theft, and other insured losses. Public liability insurance is important in case a member of public is hurt as a result of your negligence, and employers liability insurance in the event that a member of staff is injured. Not forgetting your building may require cover too, and there’s business interruption to consider in case your shop has to be closed for a period of time, losing you valuable income.

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