Road Surfacing Contractors Insurance

Insurance solution offering comprehensive cover to road surfacing contractors working throughout the UK.

Get a quote 01905 892 340

Road Surfacing Contractors Insurance from Jelf

Insurance solution offering comprehensive cover to road surfacing contractors working throughout the UK.

Jelf is a sister company to Marsh – providing expert advice to over 100,000 businesses and individuals on matters relating to insurance, healthcare, employee benefits, and financial planning.

As a road surfacing contractor you understand the importance of having the right tools for the job. Arranging your business insurance is no different. Having comprehensive business insurance specific to the work you do should be an essential part of your toolkit.

We’re an insurance broker with many years’ experience in supporting contractors and tradesmen working in construction and associated industries. As such, we understand the specific risks and issues you typically face, and have developed an exclusive insurance solution which hopefully offers you peace of mind knowing that you are protected, and safe in the knowledge that we are here to help you in the unfortunate event of a claim.

Business insurance from Jelf provides you with comprehensive protection in a single solution. We’ve done the hard work to incorporate all the necessary features into one policy, so you don’t have to waste time and wade through unnecessary paperwork obtaining a range of policies from different providers.

Our Business Insurance Includes:

Cover Options:

  • Public liability.

  • Employers liability.

  • Subcontractor liability.

  • Contract works.

  • Plant.

  • Vehicles including directors’ cars.

  • Stored materials.

  • Tools in transit.

  • Groundwork risks.

  • Environmental clean-up.

Enhanced Features:

Public liability:

  • A generous five metre depth limit applies.

  • No heat condition or warranty.

  • No hidden premium adjustments on wages paid at year end.

Employers liability:

  • No height limit.

  • No hidden premium adjustments on wages paid at year end.

Plant:

  • Extends to include plant on free loan.

  • Loss of hiring charges for 180 days.

*As with all insurance policies, terms and conditions apply. Contact us for full details.

To find out more about road surfacing contractors insurance, or to request a quote, contact us today and speak with our team of experts.

Road Surfacing Contractors Insurance from Jelf

By opting for road surfacing contractors insurance with Jelf, you can feel confident you’re working with a highly reputable company with a commitment to provide expert advice, and deliver high quality customer service.

Our team of insurance experts will be there for you throughout the duration of your policy to answer queries you or resolve insurance related problems you may have. We also want to help you manage and minimise the risks you face in your job, so we provide useful risk management updates which you can read and refer to, when needed.. And our dedicated claims team are on hand to support you in the unfortunate event of a claim.

Whether you’re a one-man band or you have a team of road surfacing workers, we are here to help. We will listen carefully to your specific needs and build a solution that works for you – one that has the cover you require, but doesn’t leave you paying for features you don’t need.

Get a quote 01905 892 340

The Importance of Business Insurance for Road Surfacing Contractors

Road surfacing is a varied job that includes building new roads or highways, repairing or widening roads, resurfacing and repairing potholes, and constructing cycle paths. But each of these roles has a common element – they present numerous risks to yourself, your fellow workers, and the general public.

The plant, equipment, and materials you use are hazardous to you, your customers and colleagues, and the public. A miscalculation, such as getting the camber on a road incorrect, could have disastrous consequences.

With such heavy risks, potential indemnity or liability claims can be stressful, time-consuming and costly, so it’s crucial that you have adequate cover to help smooth over any claims that may arise.

Our solution can incorporate cover for your vehicles and plant, your property, and materials. We can also cover you for unexpected situations, such as damage to underground services, and cleaning up if your actions have mistakenly resulted in contamination or pollution to the environment.

Jelf Insurance Brokers Ltd is authorised and regulated by the Financial Conduct Authority (FCA). Not all products and services offered are regulated by the FCA. Registered in England and Wales number 0837227. Registered Office: Hillside Court, Bowling Hill, Chipping Sodbury, BS37 6JX.

WHAT INFORMATION WILL YOU REQUIRE REGARDING MY BUSINESS?

To allow us to understand your needs, provide advice, and recommend an insurance solution, you will need to provide specific information regarding your business and property, including any tools you use or stock you may want to insure. We will guide you through what is needed when you contact us. It would also be useful to have any previous insurance details to hand, including policy details and any renewal documentation.

DO YOU VISIT MY BUSINESS WHEN PROVIDING A QUOTATION?

In most instances there will no requirement to visit you in person to arrange a policy, as we discuss your requirements and the quotation over the phone. The insurance we arrange is based on a number of factors including your premises, employees, equipment, and stock ‒ therefore we will help guide you on the factors that may affect your insurance quotation, however it is important you tell us about anything you feel may be relevant. In addition, the information you provide should be accurate and honest.

MY INSURANCE IS NOT YET DUE FOR RENEWAL, CAN I GET A QUOTATION?

As both your requirements and insurers may change over time, quotes are only valid for a particular period of time, typically 30 days. Therefore it is best to obtain a quotation within this time frame from your renewal date. You can leave your details with us and we will call you when your renewal date is due to discuss your insurance requirements.

I HAVE PREVIOUSLY CLAIMED ON MY BUSINESS INSURANCE, CAN YOU STILL COVER ME?

We consider all businesses on a case-by-case basis. Having a previous claim may not necessarily mean you can’t be covered, therefore please contact us to discuss your insurance requirements and claims history.

WHAT IS INSURANCE PREMIUM TAX (IPT) AND HOW MUCH IS IT?

IPT is a charge levied by HM Revenue and Customs, which is currently 10% for business insurance policies.

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