Plant Hirers Insurance

Marsh’s exclusive insurance solution offers comprehensive cover for plant hirers throughout the UK.

Get a quote 03334145262

Plant Hirers Insurance

Marsh’s exclusive insurance solution offers comprehensive cover for plant hirers throughout the UK.

As a specialist broker with many years’ experience in supporting tradesmen and contractors working in building and associated industries, we understand the unique challenges and risks you face. When hiring plants out for use on site it’s crucial that you have the appropriate cover in place in case of loss, damage, or theft.

Plant machinery and equipment can be very expensive, but it’s a necessary part of work in the construction industry. Having the appropriate insurance cover in place is equally important.

Marsh’s specialist policy gives you the right level of protection in a single solution, so you don’t have to waste time negotiating different policies from a range of providers to get the cover you need. Instead you can focus on building your business.

Our Business Insurance Includes:

Cover Options:

  • Public liability.

  • Employers liability.

  • Subcontractor liability.

  • Contract works.

  • Plant.

  • Vehicles including directors’ cars.

  • Stored materials.

  • Tools in transit.

  • Groundwork risks.

  • Environmental clean-up.

Enhanced Features:

Public liability:

  • No depth limit.

  • No “failure to perform” exclusion.

  • No underground services conditions.

  • No heat condition or warranty.

  • No hidden premium adjustments on wages paid at year end.

Employers liability:

  • No height limit.

  • No hidden premium adjustments on wages paid at year end.

Plant:

  • Extends to include plant on free loan.

  • Loss of hiring charges for 180 days.

Completed dwellings:

  • Cover for completed private dwellings awaiting sale including show house contents.

*As with all insurance policies, terms and conditions apply. Contact us for full details.

To find out more about plant hirers insurance, or to request a quote, contact us today and speak with our team of experts.

Plant Hirers Insurance from Marsh

At Marsh, we’ve constructed a solution to protect all hired plant, while giving you peace of mind that you’re dealing with a reputable company that specialises in providing excellent customer care.

Our experienced team of insurance experts will be on hand throughout the lifespan of your policy should you have any problems, queries or issues, and our customer service team are there to support you in the event of a claim. We also provide risk management updates to help you minimise risk in your business.

Marsh’s plant hirers insurance offers comprehensive protection for all plant hired out. Our exclusive solution includes cover for a generous six months loss of continuing hire, and we extend cover to include plant you have on free loan or have borrowed for use on your site.

Get a quote 03334145262

The Importance of Business Insurance for Hirers of Plant

Hiring plant is commonplace for many tradesmen and contractors working in the building industry, however it is not without risks. These risks are wide reaching and could include theft, malicious damage, fire, flood, storms or accidental damage, which is why comprehensive insurance is essential.

As the owner of a plant that’s hired out, it’s your responsibility to ensure you and your plant are covered for public liability and employers liability.

Plant hire covers a number of items found on a construction site, including vehicles and equipment, portable buildings, portable toilets, temporary buildings, and scaffolding. With such a range of specialist equipment, it’s vital that your insurance is equally specialised.

Central Insurance Services Limited, a wholly owned subsidiary of Marsh Limited, is registered in Scotland (No. 100053) at Crown House, Prospect Road, Arnhall Business Park, Westhill, Aberdeen AB32 6FE.
Central Insurance Services Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference No. 308762).

Related Articles

All You Need to Know About Plant Machinery Insurance

To ensure you have adequate plant insurance, here’s a quick overview of items regarded as plant on a construction site, and the type of cover you require.

Related FAQs

See all FAQs

IS CENTRAL INSURANCE SERVICES REGULATED?

Central Insurance Services Limited, a wholly owned subsidiary of Marsh Limited, is registered in Scotland (No. 100053) at Crown House, Prospect Road, Arnhall Business Park, Westhill, Aberdeen AB32 6FE. Central Insurance Services Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference No. 308762). Marsh Ltd is registered in England and Wales Number: 1507274. Registered Office: 1 Tower Place West, Tower Place, London EC3R 5BU and is authorised and regulated by the Financial Conduct Authority (Firm Reference No. 307511).

WHAT INFORMATION WILL YOU REQUIRE REGARDING MY BUSINESS?

To allow us to understand your needs, provide advice, and recommend an insurance solution, you will need to provide specific information regarding your business and property, including any tools you use or stock you may want to insure. We will guide you through what is needed when you contact us. It would also be useful to have any previous insurance details to hand, including policy details and any renewal documentation.

DO YOU VISIT MY BUSINESS WHEN PROVIDING A QUOTATION?

In most instances there will no requirement to visit you in person to arrange a policy, as we discuss your requirements and the quotation over the phone. The insurance we arrange is based on a number of factors including your premises, employees, equipment, and stock ‒ therefore we will help guide you on the factors that may affect your insurance quotation, however it is important you tell us about anything you feel may be relevant. In addition, the information you provide should be accurate and honest.

MY INSURANCE IS NOT YET DUE FOR RENEWAL, CAN I GET A QUOTATION?

As both your requirements and insurers may change over time, quotes are only valid for a particular period of time, typically 30 days. Therefore it is best to obtain a quotation within this time frame from your renewal date. You can leave your details with us and we will call you when your renewal date is due to discuss your insurance requirements.

I HAVE PREVIOUSLY CLAIMED ON MY BUSINESS INSURANCE, CAN YOU STILL COVER ME?

We consider all businesses on a case-by-case basis. Having a previous claim may not necessarily mean you can’t be covered, therefore please contact us to discuss your insurance requirements and claims history.

WHAT IS INSURANCE PREMIUM TAX (IPT) AND HOW MUCH IS IT?

IPT is a charge levied by HM Revenue and Customs, which is currently 10% for business insurance policies.

Related News from Marsh

Auto Enrolment – Be Ready for Pensions Reform

In this short article we would like to introduce you to Jelf, a sister company to Marsh, where Jelf discusses Auto Enrolment