Landscape Gardeners

Watching a project come to fruition is undoubtedly satisfying, but it isn’t without its risks, so comprehensive insurance cover is essential.

Get a quote 03334145262

Marsh’s exclusive insurance solution offers comprehensive cover for landscape gardeners working throughout the UK.

As a specialist broker with many years’ experience supporting tradesmen and contractors working in building and associated industries, we’ve developed a thorough understanding of the unique risks and challenges you face on a daily basis.

As a landscape gardener, you wouldn’t dream of carrying out your work without the right tools and equipment. Insurance for your business is just as essential, and having the right insurance policy for your landscape gardening business can give you peace of mind that your business is protected should the unexpected occur.

We offer a comprehensive solution in a single policy, saving you the hassle and extra paperwork of negotiating different policies with different insurers. Which means you have more time to focus on the work you really enjoy.

Our Business Insurance Includes:

Cover Options:

  • Public liability.

  • Employers liability.

  • Subcontractor liability.

  • Contract works.

  • Plant.

  • Vehicles including directors’ cars.

  • Stored materials.

  • Tools in transit.

  • Groundwork risks.

  • Environmental clean-up.

Enhanced Features:

Public liability:

  • No depth limit.

  • No “failure to perform” exclusion.

  • No underground services conditions.

  • No heat condition or warranty.

  • No hidden premium adjustments on wages paid at year end.

Employers liability:

  • No height limit.

  • No hidden premium adjustments on wages paid at year end.

Plant:

  • Extends to include plant on free loan.

  • Loss of hiring charges for 180 days.

*As with all insurance policies, terms and conditions apply. Contact us for full details.

To find out more about landscape gardeners insurance, or to request a quote, contact us today and speak with our team of experts.

Landscape Gardeners Insurance from Marsh

Choosing Marsh’s landscape gardeners insurance means you’re opting for a policy developed by a highly reputable company with a strong focus on excellent customer service.

Our support doesn’t end with arranging your business insurance; we will also support you with any problems, queries or issues you may have throughout the lifetime of your policy. We also offer advice on ways to manage and minimise risk, and provide support to you should the unfortunate happen and you need to make a claim.

As part of your insurance solution, we can include cover for vehicles or plant ‒ both for items you own or those that you hire or loan in or out. Our cover includes loss or damage to your property and materials, and we even cover unforeseen incidents where costs can really mount up, such as cleaning up if your actions mistakenly result in the pollution or contamination of the environment.

At Marsh, we make it our priority to design a policy that provides the appropriate level of cover for you, whether you’re a one-man band or you manage a team of gardeners. We listen to your unique requirements and put together a solution that suits you which means you won’t end up paying for insurance cover you do not need.

Get a quote 03334145262

The Importance of Business Insurance for Landscape Gardeners

As a landscape gardener, your focus is on creating and designing outside spaces for a range of clients, from homeowners to commercial organisations.

Watching a project come to fruition is undoubtedly satisfying, but it isn’t without its risks, so comprehensive insurance cover is essential. Working in all weather conditions with potentially dangerous equipment leaves you vulnerable to risks. The tools and equipment you use are potential hazards to the general public and could potentially leave you facing a liability claim in the event of an accident. Tools don’t come cheaply either, so theft or accidental damage could leave you unable to work until they’ve been replaced.

You face enough challenges in your working day without leaving yourself vulnerable to claims. Your work is so specialised, which means you require insurance cover to match.

Related FAQs

See all FAQs

IS MARSH REGULATED?

Marsh Ltd is authorised and regulated by the Financial Conduct Authority (FCA). Our Financial Services Register number is 307511. Our authorisation can be viewed on the Financial Services Register by visiting the website or by contacting the FCA on 0800 111 6768.

IS CENTRAL INSURANCE SERVICES REGULATED?

Central Insurance Services Limited, a wholly owned subsidiary of Marsh Limited, is registered in Scotland (No. 100053) at Crown House, Prospect Road, Arnhall Business Park, Westhill, Aberdeen AB32 6FE. Central Insurance Services Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference No. 308762). Marsh Ltd is registered in England and Wales Number: 1507274. Registered Office: 1 Tower Place West, Tower Place, London EC3R 5BU and is authorised and regulated by the Financial Conduct Authority (Firm Reference No. 307511).

WHAT INFORMATION WILL YOU REQUIRE REGARDING MY BUSINESS?

To allow us to understand your needs, provide advice, and recommend an insurance solution, you will need to provide specific information regarding your business and property, including any tools you use or stock you may want to insure. We will guide you through what is needed when you contact us. It would also be useful to have any previous insurance details to hand, including policy details and any renewal documentation.

DO YOU VISIT MY BUSINESS WHEN PROVIDING A QUOTATION?

In most instances there will no requirement to visit you in person to arrange a policy, as we discuss your requirements and the quotation over the phone. The insurance we arrange is based on a number of factors including your premises, employees, equipment, and stock ‒ therefore we will help guide you on the factors that may affect your insurance quotation, however it is important you tell us about anything you feel may be relevant. In addition, the information you provide should be accurate and honest.

MY INSURANCE IS NOT YET DUE FOR RENEWAL, CAN I GET A QUOTATION?

As both your requirements and insurers may change over time, quotes are only valid for a particular period of time, typically 30 days. Therefore it is best to obtain a quotation within this time frame from your renewal date. You can leave your details with us and we will call you when your renewal date is due to discuss your insurance requirements.

CAN YOU CONTACT ME NEARER MY RENEWAL DATE?

Yes, we want you to have one less thing to worry about therefore remembering to contact us again nearer to your renewal date shouldn’t be one of them. We provide a friendly reminder service, so simply use this form and will be make contact with you nearer to your renewal. Alternatively, if you would prefer you can give us a quick call now and leave a few details including your contact details and renewal date.

I HAVE PREVIOUSLY CLAIMED ON MY BUSINESS INSURANCE, CAN YOU STILL COVER ME?

We consider all businesses on a case-by-case basis. Having a previous claim may not necessarily mean you can’t be covered, therefore please contact us to discuss your insurance requirements and claims history.

Related News from Marsh

The UK Chooses Brexit - Considerations for Companies

The UK electorate has opted for “Brexit”, mandating the government to begin the process of leaving the European Union (EU).

Potential Insurance Implications Should the UK Vote to Leave the European Union

On Thursday 23 June, a referendum will take place on the United Kingdom’s membership of the European Union (EU).

Auto Enrolment – Be Ready for Pensions Reform

In this short article we would like to introduce you to Jelf, a sister company to Marsh, where Jelf discusses Auto Enrolment

Golf Club Insurance – Time for a “Spring Clean”

Longer days and the end of “preferred lies” can only mean one thing – another season of summer golf is almost upon us.