Handyman Insurance

Marsh’s exclusive insurance solution provides comprehensive protection for handymen and property maintenance workers throughout the UK.

Get a quote 03334145262

Handyman Insurance

Marsh’s exclusive insurance solution provides comprehensive protection for handymen and property maintenance workers throughout the UK.

As one of the world’s leading insurance brokers, we have many years’ experience in supporting tradesmen and contractors working in the building and construction industry. Throughout this time we’ve developed an understanding of the unique challenges and risks that you face and have built an insurance solution to form an important part of your toolkit.

As a handyman, having the right toolkit is vitally important for you to be able to complete a job to the required standard. Arranging your business insurance is no different.

We take the time to consider all possible risks and put together a policy to suit your specific requirements. This means you can concentrate on the job in hand, rather than spend time juggling different policies with different providers, and all the extra paperwork that entails.

Our Business Insurance Includes:

Cover Options:

  • Public liability.

  • Employers liability.

  • Subcontractor liability.

  • Contract works.

  • Plant.

  • Vehicles including directors’ cars.

  • Stored materials.

  • Tools in transit.

  • Groundwork risks.

  • Completed dwellings awaiting sale.

  • Environmental clean-up.

Enhanced Features:

Public liability:

  • No depth limit.

  • No “failure to perform” exclusion.

  • No underground services conditions.

  • No heat condition or warranty.

  • No hidden premium adjustments on wages paid at year end.

Employers liability:

  • No height limit.

  • No hidden premium adjustments on wages paid at year end.

Plant:

  • Extends to include plant on free loan.

  • Loss of hiring charges for 180 days.

Completed dwellings:

  • Cover for completed private dwellings awaiting sale including show house contents.

*As with all insurance policies, terms and conditions apply. Contact us for full details.

To find out more about our handyman insurance, or to request a quote, contact us today and speak with our team of experts.

Handyman Insurance from Marsh

Opting for Marsh’s handyman insurance means you’ve chosen to work with a highly reputable company with a focus on providing excellent customer care.

Our dedicated team of experienced insurance professionals provides you with support for any problems, queries or issues you may face. We provide a high standard of customer care throughout the lifespan of your policy, including advice on how to help manage and minimise risks in your work, and support through the claims process, should you need it.

Our insurance solution can be tailored around your risks and includes protection for vehicles or plant, both your own and any items you hire or loan in or out, and loss or damage to your property and materials. We even think about the unexpected, such as damage you may cause by mistake to underground services, or an incident that results in pollution or contamination to the environment.

Whether you’re a one-man band or you run a team of handymen, we will listen carefully to your requirements and build a policy that works for you. This means you have the cover necessary to protect you in the event of a claim for the specific risks associated with your job.

Get a quote 03334145262

The Importance of Business Insurance for Handymen

As a master of many trades, your working life will probably be undoubtedly varied. You could find yourself fixing the guttering on a five-storey roof one morning and tending to a light fitting in a domestic property in the afternoon. However, there is one common aspect to most jobs you carry out: they will carry some form of risk to you, your staff or subcontractors, or the general public, so comprehensive insurance is essential.

These risks can be as diverse and varied as the job you do and could include running the risk of electrocution or falling from a ladder. Your tools, materials, and equipment could fall causing damage to property or people. Heavy equipment or corrosive materials could damage flooring or furniture. You could accidently hit a water pipe or electricity cable causing significant damage. And, should your expensive tools and equipment be stolen or suffer accidental damage, you may lose money from having to cancel work, leaving you seriously out of pocket.

Because the nature of your work is so varied and specialised, it’s essential that your insurance is equally flexible, giving you the protection you need to get you back on track should you ever need to make a claim.

Central Insurance Services Limited, a wholly owned subsidiary of Marsh Limited, is registered in Scotland (No. 100053) at Crown House, Prospect Road, Arnhall Business Park, Westhill, Aberdeen AB32 6FE.
Central Insurance Services Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference No. 308762).

Related FAQs

See all FAQs

IS CENTRAL INSURANCE SERVICES REGULATED?

Central Insurance Services Limited, a wholly owned subsidiary of Marsh Limited, is registered in Scotland (No. 100053) at Crown House, Prospect Road, Arnhall Business Park, Westhill, Aberdeen AB32 6FE. Central Insurance Services Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference No. 308762). Marsh Ltd is registered in England and Wales Number: 1507274. Registered Office: 1 Tower Place West, Tower Place, London EC3R 5BU and is authorised and regulated by the Financial Conduct Authority (Firm Reference No. 307511).

WHAT INFORMATION WILL YOU REQUIRE REGARDING MY BUSINESS?

To allow us to understand your needs, provide advice, and recommend an insurance solution, you will need to provide specific information regarding your business and property, including any tools you use or stock you may want to insure. We will guide you through what is needed when you contact us. It would also be useful to have any previous insurance details to hand, including policy details and any renewal documentation.

DO YOU VISIT MY BUSINESS WHEN PROVIDING A QUOTATION?

In most instances there will no requirement to visit you in person to arrange a policy, as we discuss your requirements and the quotation over the phone. The insurance we arrange is based on a number of factors including your premises, employees, equipment, and stock ‒ therefore we will help guide you on the factors that may affect your insurance quotation, however it is important you tell us about anything you feel may be relevant. In addition, the information you provide should be accurate and honest.

MY INSURANCE IS NOT YET DUE FOR RENEWAL, CAN I GET A QUOTATION?

As both your requirements and insurers may change over time, quotes are only valid for a particular period of time, typically 30 days. Therefore it is best to obtain a quotation within this time frame from your renewal date. You can leave your details with us and we will call you when your renewal date is due to discuss your insurance requirements.

I HAVE PREVIOUSLY CLAIMED ON MY BUSINESS INSURANCE, CAN YOU STILL COVER ME?

We consider all businesses on a case-by-case basis. Having a previous claim may not necessarily mean you can’t be covered, therefore please contact us to discuss your insurance requirements and claims history.

WHAT IS INSURANCE PREMIUM TAX (IPT) AND HOW MUCH IS IT?

IPT is a charge levied by HM Revenue and Customs, which is currently 10% for business insurance policies.

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