Flooring Contractors Insurance

Marsh’s exclusive insurance solution offers comprehensive cover to flooring contractors throughout the UK.

Get a quote 03334145262

Flooring Contractors Insurance

Marsh’s exclusive insurance solution offers comprehensive cover to flooring contractors throughout the UK.

As a specialist broker with many years’ experience supporting contractors and tradesmen in the building and construction industry, we have a thorough understanding of the specific risks and challenges you face in your working environment. We’ve built an insurance solution so your business won’t be caught out in the event of a claim.

As a flooring contractor, you wouldn’t dream of carrying out your job with substandard tools, equipment, and materials. Arranging your business insurance is no different.

Marsh’s business insurance for flooring contractors provides wide-ranging protection in a single solution. We can help save you the hassle and paperwork of negotiating various policies with different providers – leaving you free to concentrate on running your business.

Our Business Insurance Includes:

Cover Options:

  • Public liability.

  • Employers liability.

  • Subcontractor liability.

  • Contract works.

  • Plant.

  • Vehicles including directors’ cars.

  • Stored materials.

  • Tools in transit.

  • Environmental clean-up.

Enhanced Features:

Public liability:

  • No “failure to perform” exclusion.

  • No underground services conditions.

  • No heat condition or warranty.

  • No hidden premium adjustments on wages paid at year end.

Employers liability:

  • No height limit.

  • No hidden premium adjustments on wages paid at year end.

Plant:

  • Extends to include plant on free loan.

  • Loss of hiring charges for 180 days.

*As with all insurance policies, terms and conditions apply. Contact us for full details.

To find out more about flooring contractors insurance, or to request a quote, contact us today and speak with our team of experts.

Flooring Contractors Insurance from Marsh

By opting for Marsh as your insurance broker, you have peace of mind in knowing that you’re working with a highly reputable company that places a strong focus on excellent customer care.

Our experienced team of insurance experts will be on hand throughout the lifespan of your policy to assist you with any problems, queries or issues you may have. We provide risk management advice to help you minimise risks for you and your business, and our claims team are on hand to support should you have a claim.

Our solution provides broad cover for loss or damage to your property and materials on site. We also cater for unexpected events that may cause significant time, money, and stress to resolve.

Whether you’re a one-man band or you manage a firm of floorers, we can construct a policy that offers you the right level of protection that is tailored especially for you. We listen to your business needs and put together a solution that includes the cover you need, and doesn’t leave you paying for covers that don’t concern you.

Get a quote 03334145262

The Importance of Business Insurance for Flooring Contractors

Your work as a flooring contractor is incredibly varied, ranging from fitting new floors, to refits and repairs to damaged flooring. The nature of the work you do comes with its own specific risks, which is why comprehensive insurance is essential.

Whilst working in new properties or commercial buildings, you need to take care not to damage new fittings. Your tools and equipment are potential tripping hazards to yourself, your staff, subcontractors, and the public. You could cause damage to property by drilling and hammering, or whilst carrying materials and equipment. And your tools, equipment, and other materials don’t come cheaply, so it important they are protected from theft and accidental damage.

You face a number of risks and challenges in your working environment, which can make you vulnerable to claims. With a trade as specialised and varied as yours, it is essential you have insurance protection to match.

Central Insurance Services Limited, a wholly owned subsidiary of Marsh Limited, is registered in Scotland (No. 100053) at Crown House, Prospect Road, Arnhall Business Park, Westhill, Aberdeen AB32 6FE.
Central Insurance Services Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference No. 308762).

Related FAQs

See all FAQs

IS CENTRAL INSURANCE SERVICES REGULATED?

Central Insurance Services Limited, a wholly owned subsidiary of Marsh Limited, is registered in Scotland (No. 100053) at Crown House, Prospect Road, Arnhall Business Park, Westhill, Aberdeen AB32 6FE. Central Insurance Services Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference No. 308762). Marsh Ltd is registered in England and Wales Number: 1507274. Registered Office: 1 Tower Place West, Tower Place, London EC3R 5BU and is authorised and regulated by the Financial Conduct Authority (Firm Reference No. 307511).

WHAT INFORMATION WILL YOU REQUIRE REGARDING MY BUSINESS?

To allow us to understand your needs, provide advice, and recommend an insurance solution, you will need to provide specific information regarding your business and property, including any tools you use or stock you may want to insure. We will guide you through what is needed when you contact us. It would also be useful to have any previous insurance details to hand, including policy details and any renewal documentation.

DO YOU VISIT MY BUSINESS WHEN PROVIDING A QUOTATION?

In most instances there will no requirement to visit you in person to arrange a policy, as we discuss your requirements and the quotation over the phone. The insurance we arrange is based on a number of factors including your premises, employees, equipment, and stock ‒ therefore we will help guide you on the factors that may affect your insurance quotation, however it is important you tell us about anything you feel may be relevant. In addition, the information you provide should be accurate and honest.

MY INSURANCE IS NOT YET DUE FOR RENEWAL, CAN I GET A QUOTATION?

As both your requirements and insurers may change over time, quotes are only valid for a particular period of time, typically 30 days. Therefore it is best to obtain a quotation within this time frame from your renewal date. You can leave your details with us and we will call you when your renewal date is due to discuss your insurance requirements.

I HAVE PREVIOUSLY CLAIMED ON MY BUSINESS INSURANCE, CAN YOU STILL COVER ME?

We consider all businesses on a case-by-case basis. Having a previous claim may not necessarily mean you can’t be covered, therefore please contact us to discuss your insurance requirements and claims history.

WHAT IS INSURANCE PREMIUM TAX (IPT) AND HOW MUCH IS IT?

IPT is a charge levied by HM Revenue and Customs, which is currently 10% for business insurance policies.

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