Civil Engineering Contractors Insurance

Marsh’s exclusive insurance solution provides comprehensive cover for civil engineering contractors working throughout the UK.

Get a quote 03334145262

Civil Engineering Contractors Insurance

Marsh’s exclusive insurance solution provides comprehensive cover for civil engineering contractors working throughout the UK.

As one of the world’s leading insurance brokers with many years’ experience in supporting contractors in the building and associated industries, we’ve developed a thorough understanding of the specific risks and challenges you face.

As a civil engineer, you wouldn’t be able to carry out your work without specialist tools and equipment. It’s no different when it comes to arranging your business insurance – so let us equip you with the cover you need which helps you to build a solid foundation for your business.

Our Insurance for Civil Engineers Includes:

Cover options:

  • Public liability.

  • Employers liability.

  • Subcontractor liability.

  • Contract works.

  • Plant.

  • Vehicles including directors’ cars.

  • Stored materials.

  • Tools in transit.

  • Groundwork risks.

  • Completed dwellings awaiting sale.

  • Environmental clean-up.

Enhanced Features:

Public liability:

  • A generous five metre depth limit applies.

  • No “failure to perform” exclusion.

  • No heat condition or warranty.

  • No hidden premium adjustments on wages paid at year end.

Employers liability:

  • No height limit.

  • No hidden premium adjustments on wages paid at year end.

Plant:

  • Extends to include plant on free loan.

  • Loss of hiring charges for 180 days.

Completed dwellings:

  • Cover for completed private dwellings awaiting sale including show house contents.

*As with all insurance policies, terms and conditions apply. Contact us for full details.

To find out more about civil engineers insurance, or to request a quote, contact us today and speak with our team of experts.

Civil Engineering Contractors Insurance from Marsh

Marsh’s insurance for civil engineering contractors offers wide-ranging protection in a single solution. We build the insurance around your specific needs and requirements, saving you the time and hassle of having to arrange different policies with various providers.

Whether you’re a one-man band, or you manage a firm of civil engineers, we can build the appropriate type and level of cover for you – so you are only paying for the cover you need.

Our commitment to you doesn’t stop with arranging your insurance. We’re dedicated to providing a quality customer service for our customers, so we are available if you want to discuss any issues or queries on your cover, provide risk management updates to help you minimise and manage risks you may face. We’re also on hand to support you should you ever need to make a claim.

Get a quote 03334145262

The Importance of Business Insurance for Civil Engineering Contractors

As a civil engineer, you design things to help make people’s lives better, whether that’s giving us fresh water and purifying it for reuse, keeping us switched on and powered up by supplying gas and electricity to our homes, building roads, schools, or designing innovative ways to recycle our waste.

Your work can often come with a number of risks. An employee, colleague or member of the public could be injured as a result of negligence, you may incur costly delays in a project, or stock you supply may be faulty. And there’s always the danger that your plant and machinery could be subject to theft, malicious or accidental damage.

Dealing with liability and indemnity claims can be stressful, time-consuming, and expensive, which is why it is so important to have specialist protection in place that provides you with the right level of cover needed for the nature of the work you do.

Central Insurance Services Limited, a wholly owned subsidiary of Marsh Limited, is registered in Scotland (No. 100053) at Crown House, Prospect Road, Arnhall Business Park, Westhill, Aberdeen AB32 6FE.
Central Insurance Services Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference No. 308762).

Related FAQs

See all FAQs

IS CENTRAL INSURANCE SERVICES REGULATED?

Central Insurance Services Limited, a wholly owned subsidiary of Marsh Limited, is registered in Scotland (No. 100053) at Crown House, Prospect Road, Arnhall Business Park, Westhill, Aberdeen AB32 6FE. Central Insurance Services Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference No. 308762). Marsh Ltd is registered in England and Wales Number: 1507274. Registered Office: 1 Tower Place West, Tower Place, London EC3R 5BU and is authorised and regulated by the Financial Conduct Authority (Firm Reference No. 307511).

WHAT INFORMATION WILL YOU REQUIRE REGARDING MY BUSINESS?

To allow us to understand your needs, provide advice, and recommend an insurance solution, you will need to provide specific information regarding your business and property, including any tools you use or stock you may want to insure. We will guide you through what is needed when you contact us. It would also be useful to have any previous insurance details to hand, including policy details and any renewal documentation.

DO YOU VISIT MY BUSINESS WHEN PROVIDING A QUOTATION?

In most instances there will no requirement to visit you in person to arrange a policy, as we discuss your requirements and the quotation over the phone. The insurance we arrange is based on a number of factors including your premises, employees, equipment, and stock ‒ therefore we will help guide you on the factors that may affect your insurance quotation, however it is important you tell us about anything you feel may be relevant. In addition, the information you provide should be accurate and honest.

MY INSURANCE IS NOT YET DUE FOR RENEWAL, CAN I GET A QUOTATION?

As both your requirements and insurers may change over time, quotes are only valid for a particular period of time, typically 30 days. Therefore it is best to obtain a quotation within this time frame from your renewal date. You can leave your details with us and we will call you when your renewal date is due to discuss your insurance requirements.

I HAVE PREVIOUSLY CLAIMED ON MY BUSINESS INSURANCE, CAN YOU STILL COVER ME?

We consider all businesses on a case-by-case basis. Having a previous claim may not necessarily mean you can’t be covered, therefore please contact us to discuss your insurance requirements and claims history.

WHAT IS INSURANCE PREMIUM TAX (IPT) AND HOW MUCH IS IT?

IPT is a charge levied by HM Revenue and Customs, which is currently 10% for business insurance policies.

Related News from Marsh

Auto Enrolment – Be Ready for Pensions Reform

In this short article we would like to introduce you to Jelf, a sister company to Marsh, where Jelf discusses Auto Enrolment